Subsidies for small and medium-sized businesses as government support for entrepreneurship. Types and amounts of government subsidies for small businesses Money from the government for starting a business

State support for small businesses is an important area of ​​economic policy: today there are more than 5.5 million small and medium-sized businesses operating in Russia, which account for 21% of the country's Gross Domestic Product. It is planned that by 2030 the share of small and medium-sized businesses in the Russian Federation’s GDP will reach 45%. That is why diverse government support for small businesses has entered its active phase. About what types of business assistance exist in our country, what subsidies entrepreneurs in Moscow and regions of Russia can count on - in our next material.


State small business support program 2016: financing issues

Let's start with the not so good news: federal subsidies for programs to support small and medium-sized businesses for 2016 are being significantly reduced. According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles will be allocated for the entire program next year, while in 2014 this amount was more than 20 billion, and in 2015 – almost 17 billion rubles. These funds will be divided among all constituent entities of Russia on the basis of competitive procedures. Due to a noticeable reduction in support, the regions of the country will have to independently determine the priority areas of business activity for financing. In other words, public funds will go to truly important areas of the economy: agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation activities and others.


But, meanwhile, in our country, every small and medium-sized business has the right to count on comprehensive support from the state - this is regulated by various regulations and, first of all, Federal Law No. 209-FZ. Different programs have their own validity period, terms of provision and budget. In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Small business development in 2016: subsidies, programs, grants

There are different forms of support for small businesses, in addition to financing, cash subsidies or grants. This, for example, provides training and internship programs for aspiring entrepreneurs, accounting and legal services for small and medium-sized businesses on free terms, preferential rental of premises and many others. Small businesses in our country are supported under certain programs by both government and non-government organizations. But every entrepreneur has the right to take advantage of free help. For example, the opening of a business in 2015 in the regions is helped by funds for supporting small and medium-sized businesses (state or municipal), employment services, investment and guarantee funds, business schools, technology parks and other institutions. Let's briefly look at some of the forms of support that these organizations provide.

  • Grants for small business development 2015-2016. This measure of state support is provided, as a rule, by regional authorities. Priority is given to aspiring businessmen from among the disabled, the unemployed, young people, large families and other social categories. The conditions for receiving grants in each region may be different; specially created commissions review applications, but there are conditions for receiving money. This is a sufficient number of jobs, the amount of revenue, mandatory registration of an enterprise, a certain field of activity of a small or medium-sized business and other aspects. Such support for small businesses 2015 is currently very popular among entrepreneurs: the amount of cash grants can reach 300 thousand rubles.
  • Guarantee funds to support small businesses. As part of small business support programs, Guarantee Funds help entrepreneurs obtain bank loans. They provide guarantees for various types of contracts. The guarantee fund funds, as a rule, are generated from the federal and regional budgets. In each subject of the country, guarantee funds are issued under certain conditions and if the borrower meets a number of requirements.
  • Regional Venture Funds support the most promising projects. The purpose of the work of regional venture funds this is the selection and financing of innovative or the most promising business projects in the scientific and technical field (startups). Funds for the development of venture funds are allocated from the federal and regional budgets, the rest of the money comes from investments from private investors. Often, financing from venture funds is carried out upon the transfer of a share of the authorized capital of your company, but there may be other conditions for providing this type of government support.
  • Help for entrepreneurs from multifunctional centers. This type of free government support for business will start in Russia next year. At the MFC you will be able to get advice on subsidies for business, prepare all the necessary documentation, and resolve legal, financial and other issues with competent specialists.
  • Opportunities of business incubators for businesses. The so-called “Business incubators” also support businesses, especially innovative projects. . Entrepreneurs, especially start-ups, can receive financial assistance here, find premises for work (on preferential terms), advice on various fields of activity and many other types of services.
  • Business schools to help small businesses. No less powerful support for new small businesses is provided by “Business Schools”, most of which are state-owned and free (for example, on the basis of Employment Centers). Here, those who want to start their own business are taught the basics of doing business, the secrets of marketing and promotion. Training takes place in the form of lectures and seminars, and at the end, students defend their business plans in front of experts. As a rule, the best projects are subsequently provided with government financial support or investments are made in them.
  • Subsidies are a popular type of government support. The most popular type of government support for small and medium-sized businesses in our country among beginning entrepreneurs is receiving subsidies. We will consider which enterprises and what types of subsidies can apply for in the next section.

Subsidizing small businesses in Moscow and the regions in 2016

Municipal and state funds for supporting small and medium-sized businesses currently operate in almost all Russian regions of the country. Their goal is to conduct an examination of entrepreneurial projects, finance and support the most promising of them. Let's consider the options and conditions for providing subsidies using the example of the Russian capital. Of course, Moscow entrepreneurs can count on financial assistance from a number of organizations - support for small businesses in Moscow is implemented to the maximum. For these purposes, in 2012, the State Budgetary Institution “Moscow Small Business” was created here, providing businesses with a number of subsidies. Moscow entrepreneurs can apply for funds in the amount of up to 5 million rubles. To do this, you need to contact the institution for advice, then fill out a number of documents. A prerequisite for receiving subsidies from the state to start a business is that all entrepreneurs must report on the use of the funds received within the prescribed period.

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In general, it should be noted that support for small businesses in Moscow in 2015 is especially relevant: we all know that business is now going through difficult times. The consumer market in both Moscow and the regions is significantly narrowing, and the planning of company activities is complicated by the instability of the economic situation in the country. The presence of a large number of types of subsidies for opening small businesses in Moscow in 2015 does not mean that developing a business in the capital is the easiest. This is also increasing competition, especially since each type of subsidy for small businesses is provided under different conditions. Let's look at some of them.

Subsidies for starting a small business 2016

The amount is up to 500 thousand rubles, provided from the capital’s budget. Funds can be used to equip company premises and workplaces, purchase software or other fixed assets for the operation of the enterprise. Also, according to the conditions for issuing funds, the money can be used to rent an office in Moscow, purchase raw materials or materials, but the purchase amount should not exceed 20% of the total amount of the requested subsidy. A prerequisite for receiving this type of state support for small businesses in Moscow is that no more than two years must have passed since the registration of the enterprise, no more than 250 people must work in the company, and the legal entity must be registered with the tax authorities and have no tax arrears, fees and other obligatory payments.

Subsidies for loan interest reimbursement

Subsidy to reimburse part of the costs of leasing payments

This support for small businesses in Moscow is certainly in demand: the amount of this type of subsidy reaches 5 million rubles, and funds are issued subject to a financial lease agreement valid no earlier than 2013–2014. The targeted use of funds for the development of small businesses in Moscow must also be confirmed by the entrepreneur in a few months. To do this, you will need to provide the appropriate documentation.

You can learn more about the procedure for receiving subsidies for opening a small business in the capital in 2016 on the website of the State Budgetary Institution “Small Business of Moscow” or by personally contacting this organization. Relevant authorized bodies operate in every region of our country - they also provide various types of subsidies for starting small businesses.

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During the crisis, small businesses suffer the most, so the state tries to help private entrepreneurs so that they can develop their business in difficult economic conditions. The government has developed several new programs that are aimed at opening new businesses and retaining existing companies. We will talk about what assistance can be provided to small businesses from the state in 2018 in this article.

Benefits of subsidies

In developed countries, special attention is paid to supporting entrepreneurial activity. The more enterprises there are, the higher the level of competition and, accordingly, the better the quality of products. Thanks to this, consumers receive excellent products at affordable prices. Therefore, government assistance to small entrepreneurs abroad has become commonplace.

The government of our country has also developed a program to help small businesses from the state. In 2018, small businesses can receive additional funding, which will stimulate their economic activity. This type of assistance is called a subsidy. This is a targeted government payment intended for starting a business. Anyone can receive it free of charge. This is not a loan or a loan, so there is no need to repay the money.

Subsidies can be issued for:

  • Equipment procurement;
  • Purchase of raw materials;
  • Purchases of consumables;
  • Repair work.

The decision to allocate financial support is made by the executive body. An entrepreneur must report to regulatory authorities how he spent the funds received. If part of the monetary assistance remains unclaimed, it must be returned, since if misuse is discovered, the entrepreneur will be forced to return the entire amount to the state.

Types of subsidies

Financial assistance to businesses from the state can be of different types:

  1. 25 thousand rubles are allocated to support business;
  2. To open a new enterprise, an entrepreneur receives 60 thousand rubles. If it creates new jobs, the subsidy increases;
  3. If an entrepreneur is the only parent of a child or has a disability, he can receive government assistance to open his own business in the amount of 300 thousand rubles.

Money is given to both beginning entrepreneurs and existing enterprises for their development.

Which companies can receive benefits in 2018?

The preferential category for a company is determined at the federal level. To receive benefits, she must meet the following requirements put forward by the government:

  • Number of hired workers. Since assistance is allocated to small businesses, the number of employees at the enterprise should not exceed 100 people. The list average is determined on the basis of financial statements. When compiling a list, it is necessary to take into account all hired workers. This also applies to employees undergoing a probationary period or performing temporary work. If the number of employees is within normal limits, you can safely count on financial assistance for small businesses from the state in 2018;
  • The size of the enterprise's annual profit. The threshold amount in each region is set separately, depending on certain factors. In addition, this indicator is indexed annually;
  • Amount of authorized capital. According to the law, for each form of entrepreneurial activity there is a minimum amount of authorized capital. In addition, there is an upper threshold. If it is not exceeded, the enterprise can receive government assistance for the development of small businesses without any problems.

Priority directions

What line of activity should I choose to get the coveted loan from the state? If the money is allocated to “startups”, you can get a decent amount - 350 thousand rubles. The programs to support entrepreneurial activity highlight several priority areas:
  1. Construction;
  2. Transport;
  3. Production;
  4. Innovative projects;
  5. Youth Entrepreneurship;
  6. Social sphere (sports, education, culture, etc.).

If you want to start trading, you can't count on help. This type of activity does not arouse any interest among the authorities, so they will not help. But if your retail outlet serves socially vulnerable segments of the population, and also provides them with various benefits and discounts, then you will be given a loan without any questions asked.

Let's figure it out, shall we? The most popular areas are the repair of roads and real estate, city orders and companies working in housing and communal services. For example, the Moscow government is ready not only to allocate financial resources for the development of small businesses, the authorities offer training for entrepreneurs and their future employees. In addition, they will purchase all the necessary equipment, pay for the rent of non-residential premises in the first year of operation, and even invite a business consultant for each aspiring entrepreneur.

Innovative projects in our country are financed by two specially created funds. Each of them has funds amounting to more than 800 million rubles. There are many ways to get help for small businesses from the government. The most important thing is to be able to use them.

Prospects

At a meeting of the Cabinet of Ministers, which was held for the first time in 2018, the government discussed ways to implement a new program, which provides for the development of a network of multifunctional centers providing services to small businesses. Thanks to this, aspiring entrepreneurs will be able to complete all the documents necessary to open their own business in one place, as well as receive advice, including those related to assistance to small and medium-sized businesses from the state. In addition to legal support, specialists from multifunctional centers will provide assistance in developing a business plan for a future enterprise.

How to get help?

First of all, you should determine the direction of activity that is a priority for your region. If your enterprise is already operating and you want to develop it, you can also count on business assistance from the state.

To do this you need:

  • Register at the employment center;
  • Prepare individual entrepreneur documents and submit them to the employment center;
  • Draw up a competent business plan and submit it for consideration.

At the planning stage, be sure to determine the goals for which you want to receive support, the payback period and the profitability of the enterprise. This type of government assistance is issued if you were unable to choose a suitable vacancy at the employment center.

In addition, local governments can also provide financial support. To do this, you need to submit the same package of documents as to the employment center. The competition here is much greater, since there are many people who want to receive help, and funds are allocated for these purposes in limited quantities.

Regional branches also provide significant assistance to beginning entrepreneurs. Each subject of the Russian Federation has its own program, so before asking for help, you should familiarize yourself with all the offers. This is the best way. You most likely will not receive more than 1 million rubles, although there are federal programs that provide assistance in the amount of 6 to 15 million rubles.

List of documents

To receive financial assistance from the state, small businesses need to collect a package of documents.

The list may vary, but basically it looks like this:

  • Passport;
  • Certificate of salary from the last place of work;
  • Employment history;
  • Diploma or other educational documents;
  • Bank account number.

All subsidies for start-up entrepreneurs are free of charge, but despite this, they must account for the funds received.

Restrictions

Not every entrepreneur can receive government assistance. If a person has been in business for more than one year, he may not be eligible for small business assistance programs. In addition, it is necessary to correctly determine the year, since the scope of activity is decisive when considering the application. Special commissions carefully study each appeal, but not all receive a positive response.

To start a business, an entrepreneur must have his own start-up capital. If you are thinking about

Subsidy for small businesses in 2016

It often happens that a person calculates his capabilities and wants to start his own business, but he does not have sufficient start-up capital for this. This is the very stumbling block that prevents you from starting your own business, no matter how much you would like. This is where government subsidies come to the rescue.

Subsidies for small businesses in 2016 are a government program to support small entrepreneurs. Firstly, government subsidies are assistance to small entrepreneurs, not loan offers. The state is ready to help small entrepreneurs, but anyone who wants to take advantage of the subsidy must guarantee that they will use the funds received for their intended purpose.

To receive a subsidy from the state to open your own business, you need to draw up a plan, which should include the following: direction of business, expenses, income, annual percentage of profit. If the entire plan is drawn up as carefully and in detail as possible, officials will be able to understand what exactly this or that entrepreneur wants to do and can issue a subsidy. The main thing when drawing up a plan is to avoid two-digit data that leaves questions. Officials will not ask you anything related to your personal plan if there is something they do not understand. They will simply refuse to subsidize you.

Supervisory authorities

After subsidizing a particular small entrepreneur, regulatory authorities will monitor the funds spent. You must prepare a detailed report on how you spent the funds received to open a business. The report must be accompanied by all necessary documents that confirm the fact that the funds were spent for their intended purpose. These are commodity and fiscal receipts.

As a rule, officials provide subsidies on a competitive basis. The number of events that are organized to subsidize small businesses is expanding from time to time.

If you want to receive a subsidy to start your own business, subsidies for individual entrepreneurs in 2016 will help you. The state can give you 60,000 rubles. To support existing entrepreneurs, the state can allocate 25,000 rubles. The state gives the largest subsidy in the amount of 300,000 rubles to disabled people, single parents and the unemployed.

In addition to the above subsidies, the state can provide other types of assistance:

A loan from any bank for which debt repayment is + made on a preferential basis;

Financial support for business development;

For business development, the state can provide commercial real estate, special equipment or land plots.

How to get a subsidy

Receiving government assistance is far from easy. Help in obtaining subsidies for small businesses is a difficult and rather long journey. The law of the Russian Federation allows you to turn to the state for help - to receive a subsidy for every person who does not have a job and is registered with the labor exchange. To receive a subsidy, you must first of all draw up a detailed report, which will describe point by point where the money will be spent if it is received. The report must also indicate what kind of business activity you plan to engage in. In addition, you must make sure that the report contains information about what equipment will be purchased with the money received, who will supply raw materials, consumables, etc. And the last thing the officials will require from you is to draw up a report that will indicate the approximate cost of your entire project. In the report with the cost of the project, you need to take into account your capital and the subsidy itself.

If you do not have enough funds of your own to open a business and you simply need government assistance in the form of a subsidy, then you must approach this issue very carefully and prepare well. All your reports, in fact, like the entire project as a whole, will be considered by a special commission consisting of officials. If there are inaccuracies in your plan or it is not detailed, you will most likely receive a refusal without the opportunity to make amendments. Therefore, initially take this issue seriously. Officials do not forgive mistakes.

If your project receives approval, then you will need to open an account in any bank in the Russian Federation. You will receive a subsidy for starting a business in this regard. After receiving financial support from the state, you must immediately register with the tax office for subsequent control of your business activities.

After your project is approved and you are given a certificate of receipt of the subsidy, you will need to deregister with the employment service. To do this, you will need to bring there a passport, again a business plan and the application that you submitted for a subsidy. After this, an agreement will be concluded between you, an already registered legal entrepreneur, and the state. After signing the agreement, after 30 days you will receive the subsidy in your bank account, as mentioned above.

What are the reasons for refusing to subsidize your project?

Let's consider the reasons for refusing to subsidize your business plan. Most often, it happens that a person who wants to start his own business, in an application for government assistance, indicates some type of activity that is not subsidized by the state. Such business plans include: a business plan related to the gambling business, a plan related to lending or insurance. Also, a business plan that involves any banking services will also be rejected by officials.

If you ask the state for a subsidy to start a business that is too large, officials may greatly reduce it. Often such applications are rejected by officials.

The service, which subsidizes small businesses, reviews applications within half a year. Therefore, it makes sense to submit applications to several services at once. Moreover, one service may refuse to issue a subsidy, while another may approve the business plan.

Another reason for refusal: inaccuracy, lack of necessary details in the business plan. Also, if your project, when reviewed, provokes many questions, you will most likely be rejected. Government agencies that will analyze the projects of start-up entrepreneurs must be sure that you will use the subsidy received for its intended purpose. Therefore, your project must be completely transparent. Otherwise you will receive a refusal.

If your project involves going beyond the Russian Federation and implementation in another country, it will be rejected. Also, an entrepreneur who has already received a subsidy once cannot apply for a new subsidy. The subsidy is issued once.

Let's consider the question: how to get a business subsidy. To prevent you from encountering problems related to subsidizing your business in the future, do not forget to familiarize yourself with all the nuances of subsidizing small businesses.

The main distinctive feature of subsidizing small businesses is that government assistance in the form of a subsidy is given free of charge, that is, the money received will not need to be given anywhere. The goal of the state is to strengthen the Russian economy by creating new jobs, therefore it gives money to beginning and existing entrepreneurs completely free of charge.

What you need to know about subsidies

Every person who wants to realize his business and resorts to the help of the state by taking a subsidy must understand and be aware that by doing this he is assuming obligations that he must fulfill in accordance with the contract. Otherwise, this could all end badly. The main obligations that a person takes on his shoulders include the following: timely provision of a report to officials on money spent (the amount of all checks must be equal to the amount of money spent), provision of a report on purchases of this or that equipment, etc. You must submit all reports to the tax office within 90 days from the date of subsidizing your new business.

To submit a report on your business activity to the tax office, you must draw it up exactly with the points of your business plan. If the person to whom the subsidy was issued is unable to provide a detailed account of the money spent and the equipment purchased, then he will be required to return the entire subsidy amount. Therefore, initially collect all receipts in a separate folder so that not a single penny is lost.

Among other things, you must not forget that, due to the terms of the contract, you will be required to work in your line of business for at least one year. This was done by the state in order to exclude the emergence of various companies that initially do not intend to work for a long time - fly-by-night companies.

What can the subsidy be spent on?

In order for a person starting his own business to initially be able to competently manage the money he receives, he needs to know that the state has limited the list of purchases that a novice businessman can make.

At this point in time, budding entrepreneurs are allowed to spend money on the following acquisitions:

purchase of machines, working equipment, etc.

For 3 years you will not have any rights to sell the purchased equipment, since it will be taken into account by the tax authorities;

to rent any premises, you have the right to spend only 20% of the total amount of money;

with money issued by the state to start-up entrepreneurs, you can purchase licensed software;

you can purchase the necessary licenses;

You can spend 20% on consumables.

To realize their business, budding entrepreneurs will be helped by government subsidies for the development of small businesses. This government program is good because it allows people who want to start their own business to do so. To do this, it helps start-up entrepreneurs and subsidizes all of them starting out. The state itself receives from small businesses the strengthening of the country's economy. That is, as you can see, this is not completely free help. The state receives in return the implementation of its own ideas - improving the country's economy.

The benefits of subsidies for small businesses

Subsidizing the projects of start-up entrepreneurs is also useful because the quality of Russian goods improves as a result. This happens because new firms appear. And the emergence of new companies provokes existing entrepreneurs to improve the quality of service and goods in order to retain customers. Otherwise, buyers may go to other entrepreneurs for purchases.

For financial support, it is more convenient for beginning businessmen to turn to the state for help. The main difference between the state program for subsidizing small businesses and other types of financing their undertakings is the gratuitous nature of subsidies. That is, unlike other types of financing, nothing needs to be repaid.

The amount of government assistance varies in different regions of residence. This is due to the fact that prices for products and things in different regions are also different.

What's difficult about getting a subsidy?

The main difficulty in obtaining government assistance in the form of subsidizing small businesses is that the subsidizing itself does not occur by order - subsidizing occurs on a competitive basis. The state carefully considers applications from everyone who wants to start their own business and approves only the best projects. When considering applications, officials, first of all, pay close attention to the region of residence and factors in various areas of business activity.

Detailed instructions for receiving government assistance

Let's consider the question: how to get subsidies for small businesses in 2016. Subsidizing small businesses is aimed, firstly, at reducing the unemployment rate in the country. Therefore, mainly only the unemployed can receive a subsidy.

Desire alone is not enough here. First, you need to carefully prepare for this issue. Next, to receive government assistance, follow these 3 steps:

1. first register - register with the labor exchange;

2. then submit an application for consideration of your project at your place of residence;

3. make a project.

In the project, indicate the type of activity you want to do. Please also indicate what equipment you need and what kind of premises. Indicate the expenses and expected profits from your new business in a separate document.

After preparing all the necessary documents, take them to the employment service. There your project will be considered. If you receive approval for your project, you will be called to appear again. At your second appearance, you will be notified of all clauses of the contract and informed that violating the terms of the contract is strictly prohibited. After this, you will have to open an account in any bank. This account will receive funds to open your business.

As can be seen from the above, organizing your own business and starting your own business is not particularly difficult - it can be done. Every unemployed person can receive subsidies to start a business. There are, of course, certain difficulties in obtaining a subsidy, but it is possible to receive government assistance. To avoid going bankrupt, subsidies for business development will help you. Government agencies help beginning entrepreneurs.

The main positive characteristic of subsidizing small businesses for the state itself is a reduction in the country's unemployment rate, and for a beginning entrepreneur it is free of charge. This, in turn, allows all unemployed people to get a job. As you can see, subsidies are a good program that is useful not only for beginning entrepreneurs, but also for the state itself.

The government of our country pays special attention to the development of small businesses, therefore it provides comprehensive support to budding entrepreneurs. Everyone knows that to implement any project, you need a certain start-up capital, which not all beginning businessmen have. Subsidies for small businesses from the state in 2018, aimed at economic development, will help you open your own business with minimal investment. We will tell you how to get such help in this article.

Types of subsidies

Last year, 17 billion rubles were allocated to the federal budget for subsidies to small businesses from the state. In 2018, due to the crisis, this amount was reduced to 11 billion rubles. This money will most likely be used not for the implementation of new projects, but for the completion of existing ones. But despite this, if you try hard, you can still get a subsidy from the state to start a business.

As part of government programs to support start-up entrepreneurs, you can get money from:

  • Employment Center;
  • Department of Entrepreneurship;
  • Local administration.

In addition to financial assistance, the state offers aspiring entrepreneurs:

  • Free internships;
  • Preferential participation in various exhibitions and fairs;
  • Free outsourcing;
  • Education at the expense of the state.

Entrepreneurs can also take part in various competitions, which provide a large monetary reward or grant for winning. If you are interested in how to get money for a business from the state, useful information can be found on the Internet or at your local employment center.

Subsidy scheme

gratuitous help

Now let's talk about how to get money for business from the state in 2018 free of charge. Such assistance can be of the following types:

    1. Grants. Such a business subsidy from the state is allocated to beginning entrepreneurs from the local or regional budget. It can be obtained if you have an approved business plan. As a rule, the subsidy amount does not exceed 300 thousand rubles. It is also worth noting that only those beginning entrepreneurs who are able to invest half the amount required to implement the project can count on receiving money from the state to open a business in 2018. This means that you pay half of the expenses from your own funds, and half is provided by the state;
    2. State cash subsidies for business development. Such assistance is usually received by experienced businessmen who want to expand their enterprise and create new jobs. The subsidy has a specific purpose. It is issued for the purchase of equipment or other assets. In some cases, the amount of assistance is 90% of the total cost. The maximum amount of subsidies to small businesses from the state in 2018 is 10 million rubles;
  1. Grant from the employment center for the unemployed. A person who for some reason has lost his job can receive all payments and insurance compensation for one year at the local employment center. In exchange, he undertakes to open his own enterprise. If an entrepreneur officially hires a person registered with the employment center, he can also receive such a payment for each worker. Today, the amount of such a subsidy is 58 thousand rubles. This is a great way, without starting capital;
  2. Assistance in repaying loan interest. If an entrepreneur took out a loan to purchase equipment, he can count on the state to pay him ¾ or half of the accrued interest. He will have to repay the loan itself;
  3. Subsidy for participation in fairs and exhibitions. As a rule, the state compensates ½ or 1/3 of the funds spent on renting exhibition or trade equipment. Such assistance does not exceed 300 thousand rubles;
  4. Additional types of assistance are provided for farmers - for the purchase of seed, breeding stock, equipment and infrastructure development.

Paperwork

Do not forget that you can receive money to open a business from the state only after the official registration of business activity. In addition, you must submit a written application for the subsidy. Most likely, you will be asked to take part in a competition. In this case, you need to provide copies of the statutory documents and a business plan. It is examined by a special commission and, based on the results obtained, makes its verdict.

The plan is evaluated according to the following parameters:

  • How much can you return to the budget in the form of tax payments;
  • How many new jobs will the entrepreneur create;
  • How in demand is such activity in a particular region?

For example, if there are several enterprises producing semi-finished products in a small city, it is unlikely that an entrepreneur will receive money to open another workshop. But a socially oriented original idea is guaranteed to receive government support.

Before receiving a business subsidy from the state, carefully study all existing regional programs. They may have significant differences in different regions of the Russian Federation. Choose the appropriate option and start acting. If you try hard, you can radically change your life for the better.

Features of receiving a subsidy

The main feature of state financing of small businesses is that such assistance is provided free of charge. In return, the state receives another cell in the market economy and new jobs for the citizens of our country.

Before receiving money for the development of small businesses from the state in 2018, an entrepreneur signs an agreement in which he undertakes to account for the funds spent. 3 months after receiving a government subsidy, it is necessary to provide a report, supported by documents, on the intended use of the subsidy.

As confirmation you can use:

  • Sales receipts;
  • Accounts;
  • Money orders;
  • Receipts and more.

The report must fully comply with the financial calculations included in the business plan. If an entrepreneur cannot document the intended use of funds, he will have to return the financial assistance in full.

Another important point specified in the contract is the period of activity of the enterprise. A state-funded enterprise must operate for at least 1 year. Despite all these restrictions, government assistance is the best way.

There is another option on how to receive money from the state for business development in 2018. Local governments provide cash subsidies in the amount of 300,000 rubles to beginning entrepreneurs. But to get such a large amount, you need to try hard. To do this, you need to collect a package of documents confirming that you are taking a subsidy for the effective promotion of the enterprise. This is the best way, which is why many entrepreneurs are looking for such a subsidy. If you want to get a positive result, all documents that you provide to local authorities must be reliable and convincing. After the funds are transferred to the entrepreneur’s account, he must report monthly to the state for the intended use of the subsidy. If funds are not fully spent, the excess must be returned back.

Reasons for refusal to receive a subsidy

Now let's talk about getting a government subsidy. The most common reason for refusal to issue state aid is the wrong choice of activity. If you want to open your own business in an area that is not a priority for the state, you may be denied financial support.

Most popular destinations:

  • Innovation;
  • Agriculture;
  • Medicine;
  • Tourism industry;
  • Education.

Insurance, lending and banking services are not subject to government subsidies. In addition, an entrepreneur may be denied a subsidy if he requests too large an amount or submits a weak and unprepared business plan for consideration. Also, the state does not finance projects that will be implemented abroad.

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Therefore, before doing so, first find out what areas of activity are relevant in 2018. After this, you can begin to develop an action plan and prepare all the necessary documents.

Lending from funds and individuals

If you are looking, contact regional funds to support entrepreneurship. They issue small loans for a specific period. This type of lending is perfect for new businesses with a short-term production cycle.

Also, private business lending has recently begun to flourish in our country. During a crisis, many people who have savings are looking for